Privacy by design
Bank statements are some of the most sensitive documents you own. So Sift doesn't upload them. Everything is read, sorted and stored on your own device. Here is exactly how that works.
Dashboard, transactions, budgets and forecasts are all worked out right here.
When you ask a question, your browser sends a short summary of your totals with it. Our AI provider writes the answer. Nothing is kept.
Your data is locked with AES-256 using a key your browser creates and never lets out, not even to Sift.
After 10 minutes without activity, Sift signs you out, on every tab.
Moving devices? Download a backup locked with a passphrase you choose. We can't open it.
Every account is confirmed by an email code or Google, and sign-in attempts are rate-limited.
Because we never hold your data, we can't recover it. If you clear your browser or lose the device, your statements and categories go with it, unless you've downloaded a backup.
Your statements are still at your bank, so you can always add them again.
No. They never reach our servers, so there is nothing for us to look at, sell or lose.
No. Sift never asks for bank logins, BVN or card details. You choose which statements to add, and you can remove them any time.
A short summary your browser builds from your data: monthly money in and out, totals by category, your top payees with amounts, and recurring payments. Never the statement itself and never account numbers. It goes to our AI provider (Moonshot AI) to produce the answer and isn't stored by us. See the privacy policy.
An attacker would find emails, usernames, hashed passwords and question counts. No statements, transactions or balances, because they were never there.
Sift signs you out after 10 minutes of inactivity. On a shared computer, use Settings → Remove local data when you're done; your account stays and you can add statements again later.
Yes. Remove local data clears this device. Delete account (in Settings) removes your account and credits from our server.